ph787 Terms & Conditions

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and ph787 ("ph787," "we," "us," or "our"), the operator of the online gaming platform accessible at https://ph787.org. By creating an account, accessing, browsing, or using the ph787 platform in any capacity, you unconditionally accept and agree to be bound by these Terms, our Privacy Policy, our Responsible Gaming Policy, and any game-specific rules published on the ph787 platform, all of which are incorporated herein by reference.

These Terms are effective as of the date you first access the ph787 platform and remain in effect for the duration of your use. If you do not agree with any part of these Terms, your sole remedy is to discontinue use of the ph787 platform and close your account.

To register and maintain an account on ph787, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age, as required under Philippine law for online casino-style gambling activities regulated by PAGCOR.
• You must be physically located in the Republic of the Philippines at the time of play, or in a jurisdiction where accessing the ph787 platform is permitted by applicable law.
• You must be a natural person and not acting on behalf of any corporation, partnership, or other legal entity for the purpose of gambling on the platform.
• You must not be a current employee, director, officer, contractor, or immediate family member of ph787 or any of its affiliated companies, game providers, or technology partners.
• You must not have previously had a ph787 account suspended or terminated for violations of these Terms.
• You must have full legal capacity to enter into binding contracts under Philippine law.

ph787 reserves the right to request documentary proof of age, identity, and residence (KYC verification) from any player at any time. Failure to provide satisfactory documentation within a reasonable timeframe may result in account suspension and withholding of pending withdrawals pending resolution.

Each player is permitted to hold only one (1) active account on the ph787 platform. Multiple accounts held by the same individual — identified by shared name, address, payment method, device fingerprint, or IP address — constitute a violation of these Terms and may result in account suspension and forfeiture of associated balances.

During registration, you agree to provide accurate, current, and complete information including your legal name, date of birth, valid Philippine mobile number, and email address. You are responsible for maintaining the accuracy of this information and updating it promptly if it changes. ph787 shall not be liable for any consequences arising from your failure to maintain accurate account information.

KYC (Know Your Customer) verification is required before your first withdrawal and may be requested at any time by ph787's compliance team. Acceptable identity documents include:

• Philippine Statistics Authority (PSA) National ID / PhilSys Card
• UMID (Unified Multi-Purpose ID)
• Philippine Passport
• Land Transportation Office (LTO) Driver's License
• Professional Regulation Commission (PRC) ID
• Voter's ID issued by COMELEC

You are solely responsible for maintaining the confidentiality of your ph787 login credentials. ph787 will never request your password via email, SMS, or live chat. Any activity conducted under your account credentials is your responsibility. If you suspect unauthorised access to your account, you must notify ph787 support immediately.

All financial transactions on ph787 are conducted in Philippine Peso (PHP). Accepted deposit and withdrawal methods include GCash, PayMaya, BPI, BDO, and Metrobank. Additional methods may be added or removed by ph787 at its discretion with reasonable notice to players.

Minimum deposit amounts and applicable processing times for each payment method are published in the ph787 account dashboard and may be updated from time to time. The current minimum deposit is ₱100. ph787 does not charge fees on standard deposits or withdrawals, though your financial institution or e-wallet provider may apply their own charges independently.

Withdrawal requests are processed subject to successful KYC verification and satisfaction of any applicable wagering requirements on bonus funds. ph787 aims to process withdrawal requests for fully verified accounts within thirty (30) minutes for GCash and PayMaya, and within three (3) business hours for bank transfers. These timeframes are targets, not guarantees; actual processing times may vary during periods of high volume.

ph787 reserves the right to delay or withhold withdrawal processing pending completion of any ongoing fraud, AML (Anti-Money Laundering), or compliance review. Players under review will be notified and given a reasonable opportunity to provide supporting documentation. Funds found to be associated with fraudulent activity may be forfeited and reported to relevant Philippine authorities in accordance with applicable law, including Republic Act 9160 (Anti-Money Laundering Act) as amended.

The account holder's name on the ph787 account must match the name on all payment methods used. ph787 does not process withdrawals to third-party accounts or payment methods not registered in the account holder's name.

ph787 offers various bonuses and promotional offers to eligible players from time to time, including welcome bonuses, reload bonuses, cashback offers, and free spins. All bonuses are subject to specific terms, including wagering requirements, minimum odds, game restrictions, time limits, and maximum withdrawal limits, which are published on the individual promotion pages within the ph787 platform.

By accepting any bonus, you agree to the specific terms attached to that promotion. Bonus funds must be distinguished from real money funds in your account balance; the order of wagering requirements application follows the rules published in each offer's terms. ph787 reserves the right to modify, suspend, or cancel any bonus offer at any time, provided that existing active bonus funds remain subject to the terms in effect at the time they were credited.

Bonus abuse — including but not limited to: creating multiple accounts to claim bonuses, exploiting technical errors, coordinated play to guarantee winnings irrespective of chance, or any other conduct that undermines the commercial intent of a promotion — will result in immediate account suspension, forfeiture of all bonus funds and associated winnings, and recovery of any real money winnings derived from such abuse.

All games available on ph787 are supplied by licensed third-party game providers and are governed by the respective game's rules, which take precedence in the event of any conflict with these Terms regarding specific game mechanics. Game outcomes are determined by certified random number generators (RNGs) that are independently audited for fairness and compliance.

In the event of a technical malfunction — including but not limited to server errors, disconnections, game freezes, or incorrect game display — the game result may be voided and the staked amount returned to the player's account balance at ph787's discretion. ph787 accepts no liability for losses arising from technical failures beyond its reasonable control.

All bets placed by a player are final once confirmed. You acknowledge that placing a bet is an intentional act and that errors in bet placement (incorrect amount, incorrect selection) are your sole responsibility. ph787 does not accept requests to cancel confirmed bets except where explicitly provided by game rules or in demonstrably erroneous circumstances at ph787's sole discretion.

The following conduct is strictly prohibited on the ph787 platform and may result in immediate account suspension, forfeiture of account balances, and referral to law enforcement authorities where applicable:

• Using automated software, bots, scripts, or artificial intelligence tools to play games or place bets
• Colluding with other players to manipulate game outcomes
• Using exploits, glitches, or errors in games or software for financial gain
• Engaging in any form of money laundering, terrorist financing, or other financially illegal activity using the platform
• Providing false identity information or impersonating another person during registration or KYC verification
• Accessing ph787 while self-excluded or during a cooling-off period
• Charging back or reversing deposits after using deposited funds for gameplay
• Threatening, harassing, or abusing ph787 staff members through any communication channel
• Attempting to access the accounts of other players without authorisation

ph787 is committed to promoting responsible gambling among all players. Gambling is intended to be an entertaining activity and must never be pursued as a source of income, as a method of recovering financial losses, or when it negatively impacts your daily life, relationships, or finances.

ph787 provides the following responsible gaming tools, all accessible from your account settings:

• Deposit Limits: Set daily, weekly, or monthly maximum deposit amounts
• Loss Limits: Cap the maximum amount you can lose within a defined period
• Session Time Limits: Set a maximum session duration after which you are automatically logged out
• Reality Checks: Receive periodic notifications showing time elapsed and net play results
• Cooling-Off Period: Temporarily restrict account access for 24 hours, 7 days, 30 days, or 90 days
• Self-Exclusion: Permanently close your ph787 account; self-excluded players will not be able to reopen the account or register a new one

If you believe gambling is negatively affecting your life, we encourage you to use these tools or contact our 24/7 support team. ph787 is a signatory to the PAGCOR Responsible Gaming Standards and reports to PAGCOR's player protection mechanisms as required.

If you require external assistance, please contact professional gambling support services in the Philippines. ph787 cooperates fully with PAGCOR's player exclusion register.

All content on the ph787 platform — including but not limited to logos, trademarks, game graphics, software, text, images, audio, and design elements — is the property of ph787 or its licensed suppliers and is protected by applicable intellectual property laws of the Philippines and international treaties. You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for personal entertainment purposes only.

You may not reproduce, distribute, modify, publicly display, or create derivative works from any ph787 content without prior written consent from ph787. Unauthorised use of ph787 intellectual property may result in legal action.

To the fullest extent permitted by applicable Philippine law, ph787 and its officers, directors, employees, and agents shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the platform
• Loss of gambling funds resulting from technical malfunctions, interruptions, or errors outside ph787's reasonable control
• Any loss resulting from the actions or omissions of third-party game providers, payment processors, or telecommunications providers
• Unauthorised access to or use of your account resulting from your failure to maintain account security

ph787's total aggregate liability to any player shall not exceed the value of funds held in that player's account at the time the claim arises. Nothing in these Terms shall exclude liability for fraud, wilful misconduct, or any other liability that cannot be excluded by law.

ph787 collects and processes personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the ph787 platform, you consent to the collection, use, storage, and processing of your personal information as described in the Privacy Policy. ph787 complies with applicable Philippine data protection law, including Republic Act 10173 (Data Privacy Act of 2012) and the regulations issued by the National Privacy Commission (NPC).

ph787 does not sell your personal data to third parties. Personal information may be shared with PAGCOR as required by our licensing obligations, with payment processing partners for transaction verification, and with law enforcement authorities pursuant to valid legal orders.

ph787 reserves the right to suspend or terminate any account, with or without prior notice, where it reasonably determines that:

• A player has violated any provision of these Terms
• A player has provided false information during registration or KYC
• Account activity is suspected of being associated with fraud, money laundering, or other illegal activity
• A player's conduct is abusive, threatening, or harmful to other players or ph787 staff
• A player is found to be ineligible under Section 2 of these Terms

On termination, real money balances not subject to forfeiture under these Terms will be returned to the player via their verified payment method within a reasonable timeframe following completion of any outstanding compliance review. Bonus balances and winnings derived solely from bonus funds may be forfeited upon termination for cause.

You may voluntarily close your ph787 account at any time by contacting our support team. Voluntary account closure does not affect any obligation you may have to complete pending wagering requirements before withdrawing bonus-related funds.

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of laws principles. Any dispute arising from or in connection with these Terms or your use of the ph787 platform shall first be submitted to ph787's internal dispute resolution process by contacting our support team in writing.

If an internal resolution cannot be reached within thirty (30) days, disputes may be escalated to PAGCOR's player complaints mechanism as the relevant regulatory authority. Both parties agree to engage in good faith to resolve disputes before pursuing formal legal proceedings.

Nothing in this clause shall prevent either party from seeking urgent interlocutory or injunctive relief from a competent Philippine court where the circumstances warrant such action.

ph787 reserves the right to amend these Terms at any time. When material changes are made, ph787 will provide reasonable notice to registered players via email to the address on file and/or via a prominent notice on the platform. The updated Terms will display a revised "Last Updated" date at the top of this page.

Your continued use of the ph787 platform after the effective date of amended Terms constitutes your acceptance of the changes. If you do not accept the amended Terms, you must cease using the platform and may close your account.

If you have any questions regarding these Terms and Conditions, or wish to raise a complaint or dispute, please contact ph787 through the following channels: